Direct Debit Payment Plan Policy
Direct Debit Policy
1. Term
1.1 The Student agrees that the Contract becomes binding on the date that RCS Global Learning or enrolment via the RCS Global Learning Thinkific platform accepts the Student’s completed Direct Debit Payment Plan or Subscription Application (Commencement Date).
1.2 Unless terminated earlier in accordance with this Contract, the Contract will terminate on the date that is shown as the ‘Final Payment Date’ in the Direct Debit Payment Plan Application.
1.3 The period commencing on the Commencement Date and ending on the date referred to in clause 1.2 is the Term.
2. Deposit
2.1 A deposit/initial (first) payment amount is payable to RCS Global Learning by the Student on the Commencement Date as per the selected course description.
2.2 The Total Amount is reduced by the amount of the deposit/initial payment.
3. Payments and Fees
3.1 The Student will make payment to RCS Global Learning of the Total Amount in accordance with the Direct Debit Payment Plan Application.
3.2 To facilitate payments under clause 3.1, RCS Global Learning may debit the Student’s nominated bank account in accordance with Thinkific/Stripe Direct Debit Payment Plan Application Terms and Conditions.
3.3 Transaction fees are payable as per the Thinkific/Stripe Direct Debit Payment Plan Contract.
4. Cancellation of Payments
4.1 The Student may cancel the Direct Debit Bank Account Request by written notice to RCS Global Learning. Cancellation of the authority to debit the Student’s account will not terminate this Contract or affect the Student’s liability to make the payments.
4.2 If the Student cancels the authority to debit the Student’s account under clause then the Total Amount will become immediately due and payable by the Student.
5. Dishonoured Payments
5.1 Where the Student’s direct debit payment is dishonoured, RCS Global Learning will attempt to effect the direct debit on each of the following 2 consecutive days after the missed due date.
5.2 RCS Global Learning will not be responsible for any fees the Student incurs from their bank due to dishonoured payments.
5.3 Where a direct debit payment is declined, course access will be suspended until the arrears are paid in full.
5.4 A maximum of three (3) declined payments will be permitted. After the third declined payment, the direct debit payment plan will be suspended and full payment of the outstanding balance will be required.
6. Termination by RCS Global Learning
6.1 If the Student, fails to pay when due 3 or more consecutive payments, or if RCS Global Learning forms the view, based on past payment performance, that the Student will not comply with the Contract in the future, then RCS Global Learning may terminate the Contract by notice in writing to the Student.
6.2 If RCS Global Learning terminates the Contract in accordance with clause 6.1 then the Total Amount will become immediately due and payable by the Student.
Privacy
A Student’s ‘personal information’ (as that term is defined in the Privacy Act 1988 (Cth)) will only be used by RCS Global Learning to provide you with the services contemplated by this Contract. RCS Global Learning’s Privacy Statement is to be found on this website in the previous section above.
Course Withdrawal and Refunds
RCS Global Learning does not provide refunds if you change your mind or choose the wrong service/product.
Should RCS Global Learning cancel a course for any reason, students enrolled at the time RCS Global Learning announces the cancellation will be entitled to a full refund, and this will incur no administrative charges or penalties.
RCS Global Learning Credit Voucher/Coupon Code Policy
All credit vouchers/discount coupons have the following conditions of use:
- Not redeemable for cash;
- Valid for one (1) use only;
- Coupon codes cannot be added retroactively; coupon codes must be used at the checkout;
- Coupons/vouchers cannot be used in conjunction with other coupons/credit vouchers;
- Coupons/vouchers cannot be used to order printed materials; and
- Coupon code can only be used in the time frame specified in the special offer.